Tim Spenny

Tim Spenny


My blog posts

Emerging Payment Channel Winners

September 4, 2015

The evolution and revolution of payments continues to unfold before our eyes. Everyday there are more announcements of new products, partnerships and services that move us closer to the inevitable ubiquity of paying for nearly everything using new and exciting methods. Although there is much to …

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Women and mobile payments

April 29, 2015

I recently found myself at a ‘Women in Payments’ conference as part of Card Forum in Chicago earlier this April. I’ll admit, I had no intention of going to the women’s sessions, but I was lured by the offer of free breakfast. However, I am very thankful that my stomach made my decisions instead …

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The underbanked: mobile’s blindspot

April 10, 2015

The 5th Annual Federal Reserve’s Board of Governors’ Consumers and Mobile Finance Report was released to the public last week. It is chocked full of useful insights that speak to how the use of mobile phones is evolving the way consumers bank, make payments and shop in the US. This Consumers …

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The F-word and mobile payments 2.0

March 6, 2015

When I discuss my excitement over the rapidly changing Mobile Payments industry with family and friends they just don’t get it. Sure, they are familiar with Apple Pay and yes, they understand that if they had the new iPhone or Samsung 6 that they could possibly pay for things using their phone …

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EMV and the impact on user experience

February 20, 2015

The only constant is change and this is particularly true for the payments industry. Very big changes are coming to the industry later this year and it’s going to have a ripple effect across the entire purchasing experience in the US. On October 1st, there is a shift of fraud liability from …

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ApplePay and the MCX

December 3, 2014

The announcement of Apple Pay was on everyone’s mind at this year’s Money20/20 event held in Las Vegas, but no other key note speaker was more anticipated or widely attended than Dekkers Davidson, the CEO of the Merchant Customer Exchange or MCX. If you weren’t aware, there is a battle playing …

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